“Financial freedom means you are in control of your finances and your life choices.” - Forbes
“ Financial freedom: being able to easily manage your money and life in the way that works best for you.” - N26
“Financial freedom is a state where you have complete control over your finances, allowing you to make choices based on your desires and goals.” - Nasdaq
Managing cross border payroll has become a growing challenge for many African companies.
The complex calculations, currency conversions, and disbursements across different countries often feel like an overwhelming, manual chore. Keeping up with compliance and ensuring timely payments can turn payroll into a high-pressure task.
At PaidHR, we understand these struggles. That's why we believe payroll should be more than just another responsibility, it should empower you with control, flexibility, and peace of mind.
And now, we're taking that vision across borders.
A Journey That Led Us Here
The journey to transforming payroll has been one of continuous growth.
Last year, we set out on a journey to redefine financial flexibility with the launch of Earned Wage Access. It was a game-changer for many Nigerian businesses, allowing employees to access their wages as they earned them rather than waiting until the end of the month.
We saw the results, smiling employees, HR teams with fewer payroll headaches, and businesses thriving with happier, more motivated teams. The Earned Wage Access initiative was our way of giving you back your time and your employees the financial freedom they deserve.
But after diving deep into the State of Employed report with the team and listening to your complaints, we realised something bigger was at play. Flexibility was only half the battle.
What our community needed wasn’t just the ability to access their earnings, it was financial stability. A way to balance immediate needs with long-term planning. And from that insight, our next chapter began to unfold.
Today, we’re thrilled to announce the launch of Cross Border by PaidHR, and we couldn’t be more excited to share what this means for you
Taking Payroll Global: What Does This Mean for You?
Picture this: You're running payroll for a distributed team.
Some are in Lagos, others in London, and a few in New York. Normally, you’d be juggling different banks, currencies, and platforms.
But now? PaidHR gives you the power to manage all of that with a single click. Whether your employees are earning naira, dollars, or pounds, you can easily pay them from your PaidHR wallet, effortlessly converting currencies as needed.
And for your employees? It’s the freedom to receive their salary directly into their PaidHR app, convert it to their preferred currency, and make payments or transfers, all in one place.
We’ve simplified the entire process so they can spend their hard-earned money their way, without the hassle of dealing with external currency exchanges or waiting in lines.
This isn’t just a feature update; it’s a transformation in how businesses and employees handle payroll and finances and more importantly, how they work and how they live.
Power in Your Pocket
We have created an ecosystem that puts global financial power in the hands of employers and employees alike, whether you’re an employer managing international payroll or an employee handling your earnings across borders.
Here’s how it works:
For Employers
Managing payroll for a global team used to be complicated. Not anymore. With PaidHR, you can now:
- Pay in 49+ currencies across 120 countries: Whether your team is in the US, Europe, or Africa, you can pay in dollars, euros, pounds, Kenyan shillings, or whatever currency works best for them.
- One-click simplicity: No need to switch between multiple financial platforms. PaidHR handles everything in the background, converting currencies smoothly so you can pay your employees with just one click.
- Secure and reliable transactions: We prioritise security, ensuring every payment is safe and compliant with global financial regulations. Whether you’re paying an expatriate in their home currency or collecting payments from clients, you can trust PaidHR to keep your transactions secure.
- Receive payments from anywhere: PaidHR allows you to collect payments from international customers and clients without hassle. Expand your business globally and let PaidHR handle the cross border complexity
For Employees
Tired of long waits for international wire transfers or unpredictable exchange rates? With PaidHR, your salary can land directly in your in-app wallet, ready to swap to any currency of choice anytime. Just ask your employer or request your HR to set your PaidHR ID as your salary account; easy, fast, and hassle-free!
- Swap between currencies: Convert your salary into dollars, pounds, euros, or any currency of your choice with a single click. Protect your earnings from local currency fluctuations by instantly moving them into a more stable option, such as US dollars, which historically appreciates over time.
- Make payments to anyone, anywhere: Whether you’re paying bills, sending money to family, or transferring funds across borders, you can do it all from within PaidHR. Currency conversions happen automatically in the background, so you can pay in any currency, to any destination, without stress.
- Solve for Naira risk: Worried about the instability of the naira? With PaidHR, you can convert your earnings into a more stable currency the moment you get paid. Take control and secure the value of your income.
- Save in dollars: Thinking long-term? Save your salary in a stronger currency like the dollar, giving you the peace of mind that your savings will maintain or increase in value.
- Send and receive money globally: Need to transfer funds to someone abroad? No problem. PaidHR lets you send and receive money from anyone with a bank account, no matter where they are in the world. You can also send money from one PaidHR app to another with your PaidHR ID.
- Transfer your wallet when you switch jobs: Changing companies? No worries. Your PaidHR wallet moves with you, so you don’t lose access to your funds or benefits. Even if you leave your current employer, your money stays safe in your wallet, ready for you to access anytime.
PaidHR’s Cross Border Payment ensures both employers and employees can navigate the global financial landscape effortlessly. No more juggling multiple platforms, no more complex currency exchanges, just complete control over your money, wherever you are.
Why This Matters: It’s Not Just About Money, It’s About Freedom
This launch isn’t just about making payroll easier (though, we’ve nailed that).
When we think of payroll, we don’t just think of numbers on a screen or transactions in a bank. Payroll, for us, is about empowering people. It’s about control; giving employers the freedom to run their business efficiently, and employees the freedom to live better, make smarter financial decisions, and embrace stability.
With Cross Border by PaidHR, we’re extending that freedom on a global scale. It’s no longer just about how you pay your employees; it’s about where and in what currency. As businesses expand and remote work becomes the norm, our goal is to give you the tools to adapt smoothly and thrive.
It’s about changing the way you think about money, how you access it, and how you use it. This is financial freedom redefined for both employers and employees.
Whether you’re an HR leader trying to simplify a growing international payroll or an employee looking to save in a stable currency, PaidHR is here to make sure you have the flexibility and stability you need.
Imagine the feeling:
- For the first time, employees have total control over their earnings, not just when they get paid but also how they choose to receive, spend, and save their money. Whether they want to keep their funds in naira or convert them to dollars or pounds, they can do it effortlessly.
- For employers, managing a global workforce is no longer a logistical nightmare. You can handle payroll in different currencies, across borders, without the hassle of juggling multiple platforms, banks, or manual processes. It's all in the PaidHR ecosystem; efficient, powerful and simple
For Work, For Life, For You
Work is more than just a 9-to-5 grind. It’s the foundation that supports dreams, aspirations, and the pursuit of a better life. At PaidHR, we understand this on a deeply emotional level.
The decisions we make, how we get paid, how we save, how we spend—directly impact our sense of security, fulfillment, and freedom.
That’s why this launch is so close to our hearts.
We aren’t just creating tools for payroll; we’re building a financial ecosystem designed to help you live better, work smarter, and feel in control. We believe that everyone deserves the peace of mind that comes from knowing their money is where it should be; right at their fingertips.
How Can You Start? It’s Simple.
Employers: Head over to your PaidHR dashboard and start converting naira to dollars or pounds, paying your global teams with just a few clicks.
Employees: Check your PaidHR app today! Whether you want to convert your salary into foreign currency, pay bills, or make transfers, it’s all there waiting for you.
We’ve worked hard to make global payroll as easy as local payroll, and we can’t wait for you to experience this next chapter
At PaidHR, we’re committed to making work simpler and life better. This isn’t just payroll. It’s your money, your way - globally.
Get started now and experience the ease of Cross Border Payments. See how this works on PaidHR